Your credit score directly affects your ability to get credit and determines whether the interest you pay. A good credit score will keep you in the good books of lenders and credit companies. Here are some useful tips to improve your credit score fast.

1. Pay your bills on time – This is one of the most basic tips to improve your credit score fast. When you pay your bills on time and accumulate lesser late fees and interest charges, your credit score will remain high. If you keep carrying forward your payment to future months or skip payments altogether, your credit score will suffer a hit.
2. Do not close long-standing bank accounts – According to financial experts, if you have maintained an account for a long time with a financial institution, it makes you a loyal customer. If you have a long-standing credit card or a bank account, even if you do not use the account, retain it to improve your credit score.
3. Fix your issues with your creditor cordially – Is a sudden emergency keeping you from paying your bills on time? Instead of mounting overdue payments and a negative mark on your credit score, try talking to your creditor. One or two late payments can be ignored by the lender or other financial institution. Furthermore, the creditor may choose not to mention this in your history. This is definitely one of the most underrated tips to improve your credit score fast.
4. Dispute hard credit inquiries – Hard credit inquiries happen when a financial institution tries to access your credit report while checking your loan credibility. A number of hard credit inquiries can bring down your credit score. You can always dispute your hard credit inquiries and get the scores reversed. Among tips to improve your credit score fast , this is not widely known.
5. Try increasing your credit limit – A low credit limit is designed to keep you from spending beyond your means. However, it can also reduce your credit score. Experts say that sticking to 30% of credit utilization gives the best benefits to your credit score. Ask your lender to increase your credit limit. This will prevent frequent hits on your credit score.
6. Pay your bills in more than one cycle – Even if you pay the minimum amount to your creditors, one of the most useful tips to improve your credit score fast is to regularly pay in more than one cycle.

All these tips to improve your credit score fast will definitely boost your score considerably in a financial year. Give these a try, and you will be surprised at the increase in your credit score.